{"id":2600,"date":"2026-04-22T15:42:51","date_gmt":"2026-04-22T08:42:51","guid":{"rendered":"https:\/\/www.dentonsluatviet.com.vn\/?p=2600"},"modified":"2026-10-15T14:04:47","modified_gmt":"2026-10-15T07:04:47","slug":"thong-tu-77-2025-tt-nhnn-tang-cuong-yeu-cau-an-ninh-bao-mat-doi-voi-dich-vu-truc-tuyen-trong-nganh-ngan-hang","status":"publish","type":"post","link":"https:\/\/vietnamlegalupdates.com\/vi\/thong-tu-77-2025-tt-nhnn-tang-cuong-yeu-cau-an-ninh-bao-mat-doi-voi-dich-vu-truc-tuyen-trong-nganh-ngan-hang\/","title":{"rendered":"T\u0103ng c\u01b0\u1eddng y\u00eau c\u1ea7u an ninh, b\u1ea3o m\u1eadt \u0111\u1ed1i v\u1edbi d\u1ecbch v\u1ee5 tr\u1ef1c tuy\u1ebfn trong ng\u00e0nh ng\u00e2n h\u00e0ng"},"content":{"rendered":"<p>Ng\u00e0y 31\/12\/2025, Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) k\u00fd ban h\u00e0nh Th\u00f4ng t\u01b0 77\/2025\/TT-NHNN (\u201c<strong>Th\u00f4ng t\u01b0 77\/2025<\/strong>\u201d) nh\u1eb1m s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0 50\/2024\/TT-NHNN quy \u0111\u1ecbnh v\u1ec1 an to\u00e0n, b\u1ea3o m\u1eadt \u0111\u1ed1i v\u1edbi d\u1ecbch v\u1ee5 tr\u1ef1c tuy\u1ebfn trong ng\u00e0nh Ng\u00e2n h\u00e0ng. V\u0103n b\u1ea3n n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb 01\/03\/2026.<\/p>\n<p>M\u1ee5c ti\u00eau c\u1ee7a vi\u1ec7c ban h\u00e0nh Th\u00f4ng t\u01b0 77\/2025 l\u00e0 t\u0103ng c\u01b0\u1eddng an ninh, b\u1ea3o m\u1eadt cho h\u1ec7 th\u1ed1ng d\u1ecbch v\u1ee5 tr\u1ef1c tuy\u1ebfn trong b\u1ed1i c\u1ea3nh t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 cao ng\u00e0y c\u00e0ng tinh vi, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c h\u00ecnh th\u1ee9c l\u1eeba \u0111\u1ea3o l\u1ee3i d\u1ee5ng Deepfake, m\u00e3 \u0111\u1ed9c, t\u00e0i kho\u1ea3n doanh nghi\u1ec7p \u201cma\u201d (t\u00e0i kho\u1ea3n doanh nghi\u1ec7p gi\u1ea3 m\u1ea1o) \u0111\u1ec3 chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n ng\u01b0\u1eddi d\u00f9ng tr\u00ean kh\u00f4ng gian m\u1ea1ng.<\/p>\n<h2>1. Ph\u00f2ng ch\u1ed1ng gi\u1ea3 m\u1ea1o trong x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc<\/h2>\n<p>M\u1ed9t trong nh\u1eefng s\u1eeda \u0111\u1ed5i quan tr\u1ecdng nh\u1ea5t c\u1ee7a Th\u00f4ng t\u01b0 77\/2025 l\u00e0 kho\u1ea3n 1 \u0110i\u1ec1u 7, theo \u0111\u00f3 y\u00eau c\u1ea7u c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i, t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n, c\u00f4ng ty th\u00f4ng tin t\u00edn d\u1ee5ng ph\u1ea3i c\u00f3 c\u00e1c gi\u1ea3i ph\u00e1p ph\u00e1t hi\u1ec7n gi\u1ea3 m\u1ea1o sinh tr\u1eafc h\u1ecdc (Presentation Attack Detection \u2013 \u201c<strong>PAD<\/strong>\u201d) \u0111\u00e1p \u1ee9ng c\u00e1c ti\u00eau chu\u1ea9n sau:<sup><a id=\"_ftnref1\" class=\"no-js-reload force\" href=\"https:\/\/www.dentonsluatviet.com\/vi\/insights\/alerts\/2026\/april\/22\/circular-77-2025-tt-nhnn-strengthening-security-requirements-for-banking-services#_ftn1\" target=\"_self\">[1]<\/a><\/sup><\/p>\n<ul>\n<li>\u0110\u1ea1t ch\u1ee9ng nh\u1eadn c\u1ee7a ph\u00f2ng th\u00ed nghi\u1ec7m \u0111\u01b0\u1ee3c Li\u00ean minh FIDO c\u00f4ng nh\u1eadn, ho\u1eb7c<\/li>\n<li>\u0110\u01b0\u1ee3c t\u1ed5 ch\u1ee9c ch\u1ee9ng nh\u1eadn tu\u00e2n th\u1ee7 ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf (ISO) c\u1ea5p ph\u00e9p,<\/li>\n<li>V\u00e0 \u0111\u00e1p \u1ee9ng ti\u00eau chu\u1ea9n ISO 30107 Level 2 ho\u1eb7c t\u01b0\u01a1ng \u0111\u01b0\u01a1ng,<\/li>\n<li>\u0110\u1ed3ng th\u1eddi t\u1ed5 ch\u1ee9c ch\u1ee9ng nh\u1eadn ph\u1ea3i thu\u1ed9c h\u1ec7 th\u1ed1ng c\u00f4ng nh\u1eadn \u0111a ph\u01b0\u01a1ng c\u1ee7a IAF MLA.<\/li>\n<\/ul>\n<p>Quy \u0111\u1ecbnh n\u00e0y th\u1ec3 hi\u1ec7n r\u00f5 k\u1ef3 v\u1ecdng trong vi\u1ec7c \u0111\u1ecbnh h\u01b0\u1edbng t\u0103ng c\u01b0\u1eddng b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng trong m\u00f4i tr\u01b0\u1eddng s\u1ed1, \u0111\u1eb7c bi\u1ec7t tr\u01b0\u1edbc s\u1ef1 gia t\u0103ng c\u1ee7a c\u00e1c h\u00ecnh th\u1ee9c gian l\u1eadn s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 cao nh\u01b0 deepfake, m\u00e3 \u0111\u1ed9c hay t\u00e0i kho\u1ea3n doanh nghi\u1ec7p gi\u1ea3 m\u1ea1o. Vi\u1ec7c \u00e1p d\u1ee5ng c\u00e1c gi\u1ea3i ph\u00e1p PAD \u0111\u1ea1t chu\u1ea9n gi\u00fap ng\u0103n ch\u1eb7n c\u00e1c h\u00e0nh vi gi\u1ea3 m\u1ea1o sinh tr\u1eafc h\u1ecdc, t\u1eeb \u0111\u00f3 gi\u1ea3m thi\u1ec3u nguy c\u01a1 b\u1ecb chi\u1ebfm \u0111o\u1ea1t t\u00e0i kho\u1ea3n v\u00e0 t\u00e0i s\u1ea3n c\u1ee7a ng\u01b0\u1eddi d\u00f9ng trong c\u00e1c giao d\u1ecbch tr\u1ef1c tuy\u1ebfn. \u0110\u1ed3ng th\u1eddi, quy \u0111\u1ecbnh n\u00e0y c\u0169ng \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng trong vi\u1ec7c g\u00f3p ph\u1ea7n n\u00e2ng cao m\u1ee9c \u0111\u1ed9 an to\u00e0n v\u00e0 t\u00ednh to\u00e0n v\u1eb9n c\u1ee7a h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh &#8211; ng\u00e2n h\u00e0ng, gi\u1ea3m thi\u1ec3u r\u1ee7i ro gian l\u1eadn, t\u1ed5n th\u1ea5t t\u00e0i ch\u00ednh c\u0169ng nh\u01b0 r\u1ee7i ro ph\u00e1p l\u00fd v\u00e0 uy t\u00edn cho c\u00e1c t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5.<\/p>\n<p>Ngo\u00e0i ra, Ph\u1ee5 l\u1ee5c 02 c\u00f2n quy \u0111\u1ecbnh:<\/p>\n<ul>\n<li>Giao d\u1ecbch lo\u1ea1i C v\u00e0 D<sup><a id=\"_ftnref2\" class=\"no-js-reload force\" href=\"https:\/\/www.dentonsluatviet.com\/vi\/insights\/alerts\/2026\/april\/22\/circular-77-2025-tt-nhnn-strengthening-security-requirements-for-banking-services#_ftn2\" target=\"_self\">[2]<\/a><\/sup>\u00a0b\u1eaft bu\u1ed9c k\u1ebft h\u1ee3p OTP n\u00e2ng cao + kh\u1edbp \u0111\u00fang sinh tr\u1eafc h\u1ecdc.<\/li>\n<li>\u0110\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng t\u1ed5 ch\u1ee9c, sinh tr\u1eafc h\u1ecdc ph\u1ea3i l\u00e0 c\u1ee7a ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n h\u1ee3p ph\u00e1p.<\/li>\n<\/ul>\n<p>\u0110i\u1ec1u n\u00e0y th\u1ec3 hi\u1ec7n xu h\u01b0\u1edbng chuy\u1ec3n t\u1eeb x\u00e1c th\u1ef1c \u0111\u01a1n y\u1ebfu t\u1ed1 (single-factor) sang \u0111a y\u1ebfu t\u1ed1 (multi-factor authentication \u2013 \u201c<strong>MFA<\/strong>\u201d) v\u1edbi th\u00e0nh ph\u1ea7n sinh tr\u1eafc h\u1ecdc c\u00f3 c\u01a1 ch\u1ebf ch\u1ed1ng gi\u1ea3 m\u1ea1o.<\/p>\n<h2>2. Gi\u1ea3i ph\u00e1p h\u1ea1n ch\u1ebf \u201ct\u00e0i kho\u1ea3n doanh nghi\u1ec7p ma\u201d<\/h2>\n<p>Th\u00f4ng t\u01b0 77 l\u1ea7n \u0111\u1ea7u ti\u00ean \u0111\u01b0a ra kh\u00e1i ni\u1ec7m \u201ckh\u00e1ch h\u00e0ng t\u1ed5 ch\u1ee9c m\u1edbi\u201d nh\u1eb1m x\u00e1c \u0111\u1ecbnh nh\u00f3m kh\u00e1ch h\u00e0ng c\u00f3 m\u1ee9c \u0111\u1ed9 r\u1ee7i ro cao, bao g\u1ed3m:<sup><a id=\"_ftnref3\" class=\"no-js-reload force\" href=\"https:\/\/www.dentonsluatviet.com\/vi\/insights\/alerts\/2026\/april\/22\/circular-77-2025-tt-nhnn-strengthening-security-requirements-for-banking-services#_ftn3\" target=\"_self\">[3]<\/a><\/sup><\/p>\n<ul>\n<li>T\u1ed5 ch\u1ee9c th\u00e0nh l\u1eadp trong v\u00f2ng 12 th\u00e1ng; ho\u1eb7c<\/li>\n<li>T\u1ed5 ch\u1ee9c m\u1edbi thi\u1ebft l\u1eadp quan h\u1ec7 v\u1edbi \u0111\u01a1n v\u1ecb trong v\u00f2ng 12 th\u00e1ng,<\/li>\n<li>V\u00e0 \u0111\u01b0\u1ee3c \u0111\u01a1n v\u1ecb \u0111\u00e1nh gi\u00e1 r\u1ee7i ro \u0111\u1ec3 \u00e1p d\u1ee5ng c\u01a1 ch\u1ebf x\u00e1c th\u1ef1c t\u0103ng c\u01b0\u1eddng.<\/li>\n<\/ul>\n<p>\u0110\u1ed1i v\u1edbi nh\u00f3m kh\u00e1ch h\u00e0ng t\u1ed5 ch\u1ee9c m\u1edbi n\u00e0y, t\u00f9y v\u00e0o t\u1eebng tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3, c\u1ea7n \u00e1p d\u1ee5ng c\u00e1c bi\u1ec7n ph\u00e1p x\u00e1c nh\u1eadn giao d\u1ecbch tr\u1ef1c tuy\u1ebfn ch\u1eb7t ch\u1ebd h\u01a1n, c\u1ee5 th\u1ec3:<\/p>\n<ul>\n<li>Kh\u1edbp \u0111\u00fang th\u00f4ng tin sinh tr\u1eafc h\u1ecdc c\u1ee7a ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n h\u1ee3p ph\u00e1p, k\u1ebft h\u1ee3p v\u1edbi Soft OTP\/Token OTP lo\u1ea1i c\u01a1 b\u1ea3n ho\u1eb7c hai k\u00eanh.<\/li>\n<li>Kh\u1edbp \u0111\u00fang th\u00f4ng tin sinh tr\u1eafc h\u1ecdc c\u1ee7a ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n h\u1ee3p ph\u00e1p, k\u1ebft h\u1ee3p v\u1edbi Soft OTP\/Token OTP lo\u1ea1i n\u00e2ng cao ho\u1eb7c FIDO ho\u1eb7c ch\u1eef k\u00fd \u0111i\u1ec7n t\u1eed an to\u00e0n.<\/li>\n<li>Ho\u1eb7c ch\u1eef k\u00fd \u0111i\u1ec7n t\u1eed an to\u00e0n \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p v\u1edbi t\u00e0i kho\u1ea3n \u0111\u1ecbnh danh \u0111i\u1ec7n t\u1eed c\u1ee7a t\u1ed5 ch\u1ee9c.<\/li>\n<\/ul>\n<h2>3. Y\u00eau c\u1ea7u \u0111\u1ed1i v\u1edbi \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng v\u00e0 thanh to\u00e1n tr\u1ef1c tuy\u1ebfn<\/h2>\n<h3>3.1. Y\u00eau c\u1ea7u v\u1ec1 \u0111\u00e1nh gi\u00e1, ki\u1ec3m tra an to\u00e0n b\u1ea3o m\u1eadt:<sup><a id=\"_ftnref4\" class=\"no-js-reload force\" href=\"https:\/\/www.dentonsluatviet.com\/vi\/insights\/alerts\/2026\/april\/22\/circular-77-2025-tt-nhnn-strengthening-security-requirements-for-banking-services#_ftn4\" target=\"_self\">[4]<\/a><\/sup><\/h3>\n<ul>\n<li>\u0110\u1ed1i v\u1edbi \u1ee9ng d\u1ee5ng Online Banking cung c\u1ea5p qua n\u1ec1n t\u1ea3ng web: Ph\u1ea3i b\u1ea3o \u0111\u1ea3m kh\u1ea3 n\u0103ng ph\u00f2ng, ch\u1ed1ng t\u1ed1i thi\u1ec3u 10 l\u1ed7 h\u1ed5ng b\u1ea3o m\u1eadt ph\u1ed5 bi\u1ebfn nh\u1ea5t theo c\u00f4ng b\u1ed1 c\u1ee7a OWASP, c\u1ee5 th\u1ec3 l\u00e0 theo ti\u00eau chu\u1ea9n OWASP Top Ten.<\/li>\n<li>\u0110\u1ed1i v\u1edbi \u1ee9ng d\u1ee5ng Mobile Banking: Ph\u1ea3i \u0111\u00e1p \u1ee9ng t\u1ed1i thi\u1ec3u c\u00e1c y\u00eau c\u1ea7u v\u1ec1 an to\u00e0n b\u1ea3o m\u1eadt \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng theo h\u01b0\u1edbng d\u1eabn c\u1ee7a OWASP, c\u1ee5 th\u1ec3 theo b\u1ed9 ti\u00eau chu\u1ea9n OWASP Mobile Application Security.<\/li>\n<li>Phi\u00ean b\u1ea3n OWASP Top Ten ho\u1eb7c OWASP Mobile Application Security \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng ph\u1ea3i l\u00e0 phi\u00ean b\u1ea3n m\u1edbi nh\u1ea5t ho\u1eb7c phi\u00ean b\u1ea3n \u0111\u01b0\u1ee3c ban h\u00e0nh g\u1ea7n nh\u1ea5t trong v\u00f2ng 06 th\u00e1ng t\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m tri\u1ec3n khai.<\/li>\n<\/ul>\n<h3>3.2. Y\u00eau c\u1ea7u v\u1ec1 quy tr\u00ecnh th\u1ef1c hi\u1ec7n giao d\u1ecbch \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng:<sup><a id=\"_ftnref5\" class=\"no-js-reload force\" href=\"https:\/\/www.dentonsluatviet.com\/vi\/insights\/alerts\/2026\/april\/22\/circular-77-2025-tt-nhnn-strengthening-security-requirements-for-banking-services#_ftn5\" target=\"_self\">[5]<\/a><\/sup><\/h3>\n<ul>\n<li>\u0110\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng l\u00e0 t\u1ed5 ch\u1ee9c: ph\u1ea7n m\u1ec1m \u1ee9ng d\u1ee5ng ph\u1ea3i \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf b\u1ea3o \u0111\u1ea3m giao d\u1ecbch thanh to\u00e1n tr\u1ef1c tuy\u1ebfn (ngo\u1ea1i tr\u1eeb thanh to\u00e1n th\u1ebb tr\u1ef1c tuy\u1ebfn qua \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn thanh to\u00e1n) \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n t\u1ed1i thi\u1ec3u qua hai b\u01b0\u1edbc: (i) T\u1ea1o l\u1eadp giao d\u1ecbch; (ii) Ph\u00ea duy\u1ec7t giao d\u1ecbch.<\/li>\n<li>\u0110\u1ed1i v\u1edbi h\u1ed9 kinh doanh ho\u1eb7c doanh nghi\u1ec7p si\u00eau nh\u1ecf \u00e1p d\u1ee5ng ch\u1ebf \u0111\u1ed9 k\u1ebf to\u00e1n \u0111\u01a1n gi\u1ea3n: Kh\u00f4ng b\u1eaft bu\u1ed9c ph\u1ea3i t\u00e1ch bi\u1ec7t hai b\u01b0\u1edbc t\u1ea1o l\u1eadp v\u00e0 ph\u00ea duy\u1ec7t giao d\u1ecbch.<\/li>\n<\/ul>\n<h3>3.3. Y\u00eau c\u1ea7u v\u1ec1 x\u00e1c th\u1ef1c k\u1ebft n\u1ed1i v\u00e0 t\u00edch h\u1ee3p h\u1ec7 th\u1ed1ng:<sup><a id=\"_ftnref6\" class=\"no-js-reload force\" href=\"https:\/\/www.dentonsluatviet.com\/vi\/insights\/alerts\/2026\/april\/22\/circular-77-2025-tt-nhnn-strengthening-security-requirements-for-banking-services#_ftn6\" target=\"_self\">[6]<\/a><\/sup><\/h3>\n<ul>\n<li>Ph\u1ea7n m\u1ec1m \u1ee9ng d\u1ee5ng Online Banking ph\u1ea3i c\u00f3 ch\u1ee9c n\u0103ng x\u00e1c th\u1ef1c k\u1ebft n\u1ed1i v\u1edbi ph\u1ea7n m\u1ec1m c\u1ee7a kh\u00e1ch h\u00e0ng nh\u1eb1m: (i) B\u1ea3o \u0111\u1ea3m an to\u00e0n, b\u1ea3o m\u1eadt th\u00f4ng tin; (ii) Ph\u00f2ng, ch\u1ed1ng gian l\u1eadn v\u00e0 gi\u1ea3 m\u1ea1o; (iii) Tu\u00e2n th\u1ee7 c\u00e1c ti\u00eau chu\u1ea9n, quy chu\u1ea9n k\u1ef9 thu\u1eadt qu\u1ed1c t\u1ebf ho\u1eb7c Vi\u1ec7t Nam c\u00f3 li\u00ean quan.<\/li>\n<\/ul>\n<h2>K\u1ebft lu\u1eadn<\/h2>\n<p>Th\u00f4ng t\u01b0 77\/2025\/TT-NHNN l\u00e0 m\u1ed9t b\u01b0\u1edbc \u0111i quan tr\u1ecdng trong c\u00f4ng t\u00e1c ho\u00e0n thi\u1ec7n khung ph\u00e1p l\u00fd v\u1ec1 an to\u00e0n d\u1ecbch v\u1ee5 thanh to\u00e1n tr\u1ef1c tuy\u1ebfn t\u1ea1i Vi\u1ec7t Nam. Vi\u1ec7c quy \u0111\u1ecbnh chu\u1ea9n qu\u1ed1c t\u1ebf \u0111\u1ed1i v\u1edbi c\u00f4ng ngh\u1ec7 sinh tr\u1eafc h\u1ecdc v\u00e0 n\u00e2ng cao ti\u00eau chu\u1ea9n ph\u00f2ng ch\u1ed1ng r\u1ee7i ro k\u1ef9 thu\u1eadt l\u00e0 nh\u1eefng \u0111i\u1ec3m nh\u1ea5n \u0111\u00e1ng ch\u00fa \u00fd, th\u1ec3 hi\u1ec7n n\u1ed7 l\u1ef1c gi\u1eef v\u1eefng t\u00ednh an to\u00e0n, b\u1ea3o m\u1eadt v\u00e0 minh b\u1ea1ch c\u1ee7a h\u1ec7 th\u1ed1ng thanh to\u00e1n s\u1ed1.<\/p>\n<section class=\"footnotes\">\n<hr \/>\n<p id=\"_ftn1\"><a class=\"no-js-reload force\" href=\"https:\/\/www.dentonsluatviet.com\/vi\/insights\/alerts\/2026\/april\/22\/circular-77-2025-tt-nhnn-strengthening-security-requirements-for-banking-services#_ftnref1\" target=\"_self\">[1]<\/a>\u00a0Th\u00f4ng t\u01b0 77\/2025\/TT-NHNN &#8211; \u0110i\u1ec1u 7.1 s\u1eeda \u0111\u1ed5i, b\u1ed5 sung Th\u00f4ng t\u01b0 50\/2024\/TT-NHNN &#8211; \u0110i\u1ec1u 11.5.(c)<\/p>\n<p id=\"_ftn2\"><a class=\"no-js-reload force\" href=\"https:\/\/www.dentonsluatviet.com\/vi\/insights\/alerts\/2026\/april\/22\/circular-77-2025-tt-nhnn-strengthening-security-requirements-for-banking-services#_ftnref2\" target=\"_self\">[2]<\/a>\u00a0Ph\u00e2n lo\u1ea1i giao d\u1ecbch lo\u1ea1i C v\u00e0 D, chi ti\u1ebft t\u1ea1i Ph\u1ee5 l\u1ee5c I Th\u00f4ng t\u01b0 77\/2025\/NHNN<\/p>\n<p id=\"_ftn3\"><a class=\"no-js-reload force\" href=\"https:\/\/www.dentonsluatviet.com\/vi\/insights\/alerts\/2026\/april\/22\/circular-77-2025-tt-nhnn-strengthening-security-requirements-for-banking-services#_ftnref3\" target=\"_self\">[3]<\/a>\u00a0Th\u00f4ng t\u01b0 77\/2025\/TT-NHNN &#8211; \u0110i\u1ec1u 2 s\u1eeda \u0111\u1ed5i, b\u1ed5 sung Th\u00f4ng t\u01b0 50\/2024\/TT-NHNN &#8211; \u0110i\u1ec1u 2.11<\/p>\n<p id=\"_ftn4\"><a class=\"no-js-reload force\" href=\"https:\/\/www.dentonsluatviet.com\/vi\/insights\/alerts\/2026\/april\/22\/circular-77-2025-tt-nhnn-strengthening-security-requirements-for-banking-services#_ftnref4\" target=\"_self\">[4]<\/a>\u00a0Th\u00f4ng t\u01b0 77\/2025\/TT-NHNN, \u0110i\u1ec1u 4.1 s\u1eeda \u0111\u1ed5i, b\u1ed5 sung Th\u00f4ng t\u01b0 50\/2024\/TT-NHNN &#8211; \u0110i\u1ec1u 7.3 (c)<\/p>\n<p id=\"_ftn5\"><a class=\"no-js-reload force\" href=\"https:\/\/www.dentonsluatviet.com\/vi\/insights\/alerts\/2026\/april\/22\/circular-77-2025-tt-nhnn-strengthening-security-requirements-for-banking-services#_ftnref5\" target=\"_self\">[5]<\/a>\u00a0Th\u00f4ng t\u01b0 77\/2025\/TT-NHNN, \u0110i\u1ec1u 4.2 s\u1eeda \u0111\u1ed5i, b\u1ed5 sung Th\u00f4ng t\u01b0 50\/2024\/TT-NHNN &#8211; \u0110i\u1ec1u 7.6.(g)<\/p>\n<p id=\"_ftn6\"><a class=\"no-js-reload force\" href=\"https:\/\/www.dentonsluatviet.com\/vi\/insights\/alerts\/2026\/april\/22\/circular-77-2025-tt-nhnn-strengthening-security-requirements-for-banking-services#_ftnref6\" target=\"_self\">[6]<\/a>\u00a0Th\u00f4ng t\u01b0 77\/2025\/TT-NHNN, \u0110i\u1ec1u 4.3 s\u1eeda \u0111\u1ed5i, b\u1ed5 sung Th\u00f4ng t\u01b0 50\/2024\/TT-NHNN &#8211; \u0110i\u1ec1u 7.8.(b)<\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>M\u1ee5c ti\u00eau c\u1ee7a vi\u1ec7c ban h\u00e0nh Th\u00f4ng t\u01b0 77\/2025 l\u00e0 t\u0103ng c\u01b0\u1eddng an ninh, b\u1ea3o m\u1eadt cho h\u1ec7 th\u1ed1ng d\u1ecbch v\u1ee5 tr\u1ef1c tuy\u1ebfn trong b\u1ed1i c\u1ea3nh t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 cao ng\u00e0y c\u00e0ng tinh vi<\/p>\n","protected":false},"author":3,"featured_media":2601,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[13,2],"tags":[328,250,329,248],"class_list":["post-2600","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-ve-du-lieu","category-doanh-nghiep-thuong-mai","tag-banking-and-finance","tag-bao-ve-du-lieu","tag-intellectual-property","tag-so-huu-tri-tue"],"acf":[],"_links":{"self":[{"href":"https:\/\/vietnamlegalupdates.com\/vi\/wp-json\/wp\/v2\/posts\/2600","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vietnamlegalupdates.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vietnamlegalupdates.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vietnamlegalupdates.com\/vi\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/vietnamlegalupdates.com\/vi\/wp-json\/wp\/v2\/comments?post=2600"}],"version-history":[{"count":3,"href":"https:\/\/vietnamlegalupdates.com\/vi\/wp-json\/wp\/v2\/posts\/2600\/revisions"}],"predecessor-version":[{"id":2645,"href":"https:\/\/vietnamlegalupdates.com\/vi\/wp-json\/wp\/v2\/posts\/2600\/revisions\/2645"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vietnamlegalupdates.com\/vi\/wp-json\/wp\/v2\/media\/2601"}],"wp:attachment":[{"href":"https:\/\/vietnamlegalupdates.com\/vi\/wp-json\/wp\/v2\/media?parent=2600"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vietnamlegalupdates.com\/vi\/wp-json\/wp\/v2\/categories?post=2600"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vietnamlegalupdates.com\/vi\/wp-json\/wp\/v2\/tags?post=2600"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}